Introducing the new Lincoln WealthAccumulate® IUL

An accumulation IUL that offers transparency and flexibility with a focus on competitive distributions.2 It’s ideal for individuals and business owners who want options for growth and protection throughout their lives. Lincoln WealthAccumulate® IUL can help them meet their needs, providing access to tax-efficient distribution potential throughout their lives.

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  • Upside growth linked to S&P 500 Index performance with protection from market losses1
  • High, early cash value riders available for business and premium finance cases
  • Optional riders for chronic care and terminal illness coverage


  • Three-index account options to help meet the client’s goals based on needs, preferences and market changes
  • Transparent costs and benefits


  • Significant distribution potential
  • Access to cash value through fixed and participating loans with guaranteed loan rates2

Why choose Lincoln IUL?

  • Lincoln has a broad portfolio with protection and accumulation products to meet your clients' needs
  • Flexibility for growth, access to cash value, and financial protection
  • Industry-leading underwriting — consideration up to 20x income for key person coverage, lab-free opportunity, no EKG, and more.
  • Post-issue policy management — three tools to help make policy management easier
  • The strength of Lincoln Financial Group — For more than 100 years, we’ve remained committed to helping Americans plan for retirement, prepare for the unexpected, and protect their wealth from taxes, long-term health costs, longevity, inflation, and market risk. We have continued to keep our promises through challenging financial times, including the Great Depression and the Financial Crisis of 2008. Today, more than 17 million Americans rely on us for the knowledge, experience and solutions to help them meet their goals.

Target premiums are increasing by 25% on all sales.

Do you have a case that this product works for?

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